Getting an appraisal from Heffner & Associates LLC

Every year, thousands of people in Georgia buy, sell or refinance their home. Many of these transactions involve a simple line item for an appraisal. And even though there are a growing number of automated home valuation systems that might appear cheaper than an appraisal, practically all lenders still want a local expert because the stakes are incredibly high. You might think that securing a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a licensed, independent real estate professional could be helpful.

Order appraisals online from Heffner & Associates LLC by simply clicking here.

Appeal your tax assessment in Dekalb County

It's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Heffner & Associates LLC is your best evidence. At Heffner & Associates LLC,we can assist you in disputing your tax assessment.

Let Heffner & Associates LLC help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that nearly all lenders ask homeowners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Heffner & Associates LLC can produce a statement regarding the value of your home. The price you paid for the appraisal can often be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a particularly daunting event for both parties, and it is often even more complicated by the strenuous decision of who keeps the property. Regardless of the circumstances, it's prudent to order an appraisal from Heffner & Associates LLC so both parties are completely aware of the true market value of their property.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation with help from Heffner & Associates LLCSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Heffner & Associates LLC can assist you in relocating to or from Dekalb County

We are familiar with the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide feedback on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered.

Let Heffner & Associates LLC help you sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to finish the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.